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  Know your rights
by Jason Lin
Automoblie Purchase
Buying an automobile can be expensive has a lot of things could go wrong in the process. In most cases, they do! So know your legal rights as a buyer.

There's a difference between buying a new car, used car, or a car straight from the owner. You have more rights if you buy a new car, however if you buy a used car you have less rights If you buy a used car from the owner than your basically doing it less rights than the previous options and could be most risky out of the three. One rule of thumb whether your buying a new or used car, have it in writing. If they promise you leather seats, make sure its in the contract. Also don't sign anything until you know for sure the car is legit.

Buy a new car from dealer

The first step is Financing the car. See how much you can afford ahead of time so you know the price range. Lenders will help you figure out this amount. One good tip is to use no more than 20% of your monthly debt payments. Dealers may give you a better price if they know what your limits are. Its important to get the financing done first before you purchase the car. Matter of fact, don't sign anything or purchase any automobile until the financing is done. Because if the financing doesn't fall through after you purchase it, the purchasing contract will require you to pay a large plenty for each day that had the car in your possession, plus extra fees for each mile you drove it on.

Your selection
When you are looking for a car be sure to inspect it and test drive it. Even if you drove the same model at a another car dealer, every car is different. So be sure to test it out before purchasing it. Most car nowadays come straight from the factory. This does not mean that its in perfect shape. Matter of fact, you would be surprised to see the amount of defects. If you found any defects on the car you ordered, you have the right to reject that order but here's the catch. The dealer has the right to modify the car within a "reasonable amount of time". If he makes the necessary modifications then you must accept the order. The "reasonable amount of time" can be different depending on the situation, regular inexpensive cars should be within a week but import cars have a much longer time frame. If the dealer does not fix the problem within the "reasonable amount of time" then you have the right to reject order and get a refund from your down payment.

The warranty
Any new car sold in the U.S. must come with a manufacturer warranty. Most warranty's have a time frame (ex:12 months) or miles coverage (12,000 miles). Federal and state laws prevent buyers from getting a "lemon"-a new car with recurring problems. Dealers are required to give a warranty with new cars.

>>Buying a used car

>>Buying from the owner

 
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